46% believes over-the-counter banking is safer

46% of Internet users believe traditional over-the-counter banking is safer than banking online, according to a survey carried out by Kaspersky Lab and B2B International. Despite these fears most people still make some payments online but many fail to take even basic security measures, putting their money and banks’ reputations at risk.

 

A total of 11,135 respondents from 23 countries (Including India with 405 Respondents participated in the online survey)

 

One of the easiest ways for criminals to access online bank accounts is to pose as the account owner. This can be done by getting information about the account, setting up a phishing page where users unwittingly hand over their usernames and passwords, or by intercepting username and password data with a banking Trojan when users log on to their bank’s legitimate pages. Traditional computers and mobile devices are both vulnerable to these attacks.   

 

The majority of Internet users make online payments: 79% of those surveyed use their desktops or laptops for online payments, 52% use their tablets, 45% use their smartphones, and 12% of Smart-TV owners admitted using their Smart-TV for such operations. At the same time, according to the survey, one in five users do nothing to protect their financial data online.